Erasmus. Possibilities Erasmus has possibilities for people in addition to organisations from all over the entire world.

Erasmus. Possibilities Erasmus has possibilities for people in addition to organisations from all over the entire world.

Possibilities (primary menu)

  • Enterprises Erasmus has possibilities for the wide selection of public and private organisations.
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  • Erasmus Master Loans

    How to use

    Applications must certanly be submitted to your EIF, such as the application that is necessary supplied on the mortgage Guarantee Facility page.

    What’s the opportunity?

    Under Erasmus qualified monetary intermediaries (as an example banking institutions or education loan agencies) can offer EU-guaranteed loans for pupils to have a Master’s level abroad.

    The ability is handled and implemented on behalf of the European Commission by the European Investment Fund (EIF) through the Erasmus Master Loan Guarantee Facility.

    How can it work?

    Qualified organisations are general general public or personal economic intermediaries authorised to transport out lending to people according to the legislation that is relevant laws.

    They need to be located in one of several Programme nations, including nations into the European Union also:

  • Iceland
  • North Macedonia,
  • Turkey,
  • Liechtenstein
  • Norway
  • Great Britain
  • Exactly What else should you understand?

    Erasmus Master Loans cannot go beyond €12,000 ( or perhaps the equivalent in local money) for a single 12 months Master’s course, or €18,000 (or equivalent) for a training course lasting one or more year.

    The loans are created to allow usage of funding for pupils and, as a result, specific stipulations apply, such as for instance waivers of collateral (while the EU guarantees against standard) or choices to wait the re payments until following the end regarding the research duration (minimum 12 months, as much as 2 yrs).

    Pupils accepted for the master that is full programme must learn in a country apart from usually the one by that they obtained the certification granting them use of the Master’s program, along with other than their nation of residence.

    The institution web web hosting the Master’s student must hold A erasmus that is valid charter degree.

    How can you use?

    Applications to supply loans must certanly be submitted before 30/09/2020 into the EIF .

    Get more information

    Additional information on Erasmus Master level loans can be obtained through the EIF site.

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  • 7th 2019 august

    Chance Overseas Savings and Loans Limited provides settlement from the loss of a debtor

    On twenty-first November 2017, 66-year Issah that is old Addo took that loan of GHS 3,500 (USD 648) through the Tema branch of Opportunity Overseas Savings and Loans restricted to expand their electric materials and paint company. Unfortunately, Issa dropped check my reference unwell and passed away right after.

    Daniel, his son, stated he had been initially against his Father taking out a loan and had no basic concept it had been insured. After their death, Daniel ended up being concerned and spent sleepless nights thinking how exactly to pay back once again the mortgage. When the branch contacted him about any of it, and informed him that his Father had applied for insurance coverage about it, Daniel ended up being delighted.

    Upon distribution of all of the claim documents, Enterprise lifestyle repaid the loan that is outstanding a level of GHS 1,017(USD 188) to OISL. Daniel additionally received a money advantage of GHS 1,500 (USD 278) as Issa’s next of kin.

    Prince (Tema Branch Manager) presenting evidence of re re payment to Daniel Addo

    When expected if he thought the claim is compensated, Daniel’s response ended up being “Not at all. We never believed in this insurance coverage thing since the insurance coverage in this national nation doesn’t work. I will be a motorist, the car insurance system in Ghana doesn’t work.

    Daniel, utilizing the burden for the loan lifted off their neck said, “I didn’t believe it until it happened. The icing in the cake had been the money that is extra received. It contributed to the expenses incurred inside my father’s funeral, and also the maintenance regarding the household. Dad ended up being the bread champion of our family members. OISL and their insurance coverage lovers have now changed my perception about insurance coverage. I actually do perhaps maybe not understand how my children could have paid back my father’s loan if it was not for you personally. May God bless your organization.”

    About OISL’s Credit-Linked Insurance (“Obra Pa”)

    Credit-Linked Insurance (“Obra Pa”) is an insurance plan for many OISL loan customers between 18-70 years that are resident in Ghana. The insurance policy covers lifetime of this debtor, Permanent Disability, Hospitalization, lifestyle of Spouse or more to 3 kids associated with debtor along with Destruction of loan-linked stock/property by Fire and Allied Perils.

    Premium is 1% for the loan principal quantity.

    The policy is underwritten by Enterprise Group and run on MicroEnsure.

    To learn more, visit any branch simply of chance Overseas Savings and Loans Limited.